About Us

Photo of Karen GoldenKaren Golden
President, Future Planning Services, LLC

Karen began her insurance career in San Diego, CA in 1990. Since that time, Karen has focused helping people ensure they plan ahead, so they can rest assured their families are protected and will be taken care of.

Since Future Planning Services began by helping people plan for their final expenses, our clients needed more help in planning for travel too.

Future Planning Services offers Global Insurance through Cigna which, can include evacuation services in the event it is necessary to transfer to a specialty hospital while abroad. In the event of death overseas, we are partnered with Inman Shipping to ensure a loved one is returned back to the States for burial or cremation.

Karen earned her Bachelor of Science degree from Mt. Olive College, located in Mt. Olive, North Carolina. Karen is life licensed in all states Future Planning is conducting business in.
FPS serves clients in 20 states.

Photo of Patsy RidgePatsy Ridge
Office Manager

Patsy joined Future Planning Services in 2012 as office manager. Previously, Patsy worked for 34 years in management for a thriving funeral home with multiple locations. Also serving as secretary and treasurer for the business, Patsy had the opportunity to learn many aspects of the funeral industry including advance funeral planning and it’s many advantages. “During my time at the funeral home, I realized the importance of pre-planning and appreciate the options and flexibility being offered to consumers making advance planning available for everyone.”