Our Products and Services

Parents don’t want to think about their death either, and nobody wants to talk about it. But, say experts, parents need to be parents one last time. “It’s selfish not to take care of these end-of-life issues and selfish not to communicate with your kids about them.” More important, it’s the final statement you make as a parent, you should make this decision and not your kids. Done openly, it will ensure the greatest legacy of all: family members who remain friends after you’re gone.

“Who Gets the Stuff?”, TIME MAGAZINE, Jan. 20, 2003

National Guardian Life and Legacy Safegard

NGL LogoNational Guardian Life in partnership with Legacy Safeguard services provides our most comprehensive solution for those preparing for final expenses and pre-planning their own funerals.

Legacy Safeguard is a series of services designed to help you plan for your final expenses and make that time easier and more organized for your family and loved ones. This is not an insurance product, but rather a series of services designed to help you make arrangements.

The funding of your arrangements is accomplished through placing your money with National Guardian Life in the form a special policy designed to accommodate three functions:

    1. The face amount on this policy does increase, which will offset some inflation.

NGL_Estate_Planning_Trust_ImageNGL_Funeral_Expense_Trust_Image

  • The Funeral Provider is paid within 24/48 hours to prevent your family from needing to pay for your funeral expenses*.*Funeral expenses are considered any expenses incurred at the funeral home whether that is for a traditional burial or simple cremation.
  • The Funeral Trust, which is offered at no cost to the consumer, is a form of a lock box shielding it from a number of life events that would threaten those funds place aside. Please view the attached consumer presentation to learn about the positive protective qualities of the trust. This product accommodates Single Premium and Monthly Payments on a guaranteed issue basis.

 

In cases where a true final expense product is needed, we offer two products:

Settlers Life Insurance, a sister company to National Guardian Life, is located in Bristol, VA. The Funeral and Estate Trust are offered with this product. The features of this product are that premiums are lower than the AssetGuard product, and there is some simplified underwriting that will determine the type of plan you are offered depending on your health status.

Parents don’t want to think about their death either, and nobody wants to talk about it. But, say experts, parents need to be parents one last time. “It’s selfish not to take care of these end-of-life issues and selfish not to communicate with your kids about them.” More important, it’s the final statement you make as a parent, you should make this decision and not your kids. Done openly, it will ensure the greatest legacy of all: family members who remain friends after you’re gone.

“Who Gets the Stuff?”, TIME MAGAZINE, Jan. 20, 2003

Our trained agents will be happy to assist you in determining which product would be most suitable for you utilized to complete this important task.

Resources:

Please fill out the following form to contact us or call 919-451-9223…



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